The Home Buying Journey
“A life changing experience”
Buying a new home is an unforgettable experience, a rewarding journey that can be highly emotional and, ultimately, life changing. A new home is one of the largest purchases made in a lifetime. We approach the journey with the highest level of care and thoughtfulness. From your earliest daydreams of ownership to the months and years that follow your move – we’ll be there to guide you every step of the way.
1. Find the home for you
We want to help you find the home that is right for you. Start by booking an appointment with the Sales Advisor and view the plans and location of our stunning homes. If it is the right place for you, choose the plot which you want as your home.
2. Understand your financial position
We recommend getting advice from a respected independent financial adviser who will be able to advise you on how much you can borrow, available mortgages and give specialist advice about buying a new home. They can also help you apply for your mortgage in principle (a mortgage agreement based on financial information you provide).
3. Reserve your new home
Once you have fallen in love with your brand new One Nature home be sure to reserve it so it is not sold to someone else. To do so, you must be in a position to purchase which means having a mortgage in principle. The home will be secured with a small reservation fee and you will have 28 days before you need to pay the deposit.
4. Appoint a solicitor
Appoint a solicitor to begin the conveyancing process. If you are unsure who to appoint, we can help you find excellent solicitors at very good value. Your solicitor should be instructed to carry out necessary searches which will require a payment of a few hundred pounds. It is worth noting that searches can take three weeks or longer so the sooner these can be done the better.
5. Apply for your mortgage
Now you have reserved your home, it is time to formally apply for a mortgage. It is best to do this through your mortgage broker of independent financial adviser who arranged your mortgage in principle. Once you have received your offer, sign the form to accept.
6. Choose your finishes and make our house your home
Personalise your home with all the choices and none of the hard work! From tiles to carpets, worktops to doors and all the finishing touches in between, imagine the possibilities and make the house your home. Your sales adviser will book an appointment with you to discuss all of your options when you reserve your home.
7. Exchange of contracts
Your solicitors will let you know once all legal work has been complete and the exchange of contracts can take place. Arrange for your deposit to be with your solicitors and sign the contract.
8. Formal notice
Once your home has been finished and approved by the 10 year warranty provider, we will send your solicitor a formal notice and agree a completion date. This will be the first time you’ll be given your actual moving in date.
9. New home demonstration
You’ll be invited to an important New Home Demonstration with your Sales Advisor and the Site Manager. This is your opportunity to see how your new home works from using your heating to where to find your stop-tap.
10. Legal completion
Typically 6 to 10 weeks after exchange of contract, your solicitor will send you a completion statement and ask you for any outstanding monies to be paid. Proudly sign your name on the dotted lines of your transfer deed and mortgage. On the day of completion your solicitor will take care of all the paperwork. Once everything has been completed your sales adviser will let you know when your keys will be ready for you to pick up!
11. Move in
The big moment has arrived! All the dreaming has lead to this exciting moment when you can make your house your home.
12. After care
For the first two years after your purchase, One Nature Homes’ dedicated team will provide an excellent maintenance guarantee. After this time, your house will be covered by a structural warranty for the remainder of the 10 year period. This protects you as a new home owner, providing peace of mind and satisfaction.